Ultimate Nachos

Adapted from delish.com

• FOR THE NACHOS
  • 1 tablespoon. extra-virgin olive oil
  • 1 large onion, chopped
  • 1 lb. ground beef or turkey
  • 2 garlic cloves, minced
  • 1 tablespoon taco seasoning
  • 1 (15-oz.) can refried beans (I use 1/2 can)
  • 1/4 cup water
  • 1 large bag tortilla chips
  • 2 cups shredded cheddar
  • 2 cups shredded Monterey jack
  • 1 (15-oz.) can black beans, drained
  • 1/2 cup pickled jalapeños (I use mild green chilies)

• TOPPINGS
  • 1 large tomato, diced
  • 1 avocado, diced (I use guacamole)
  • 1/4 c. thinly sliced green onions
  • 1/4 c. fresh cilantro leaves
  • Sour cream, for drizzling
  • Hot sauce, for drizzling (I use salsa)

1. Preheat oven to 425-F. Line a large baking sheet with parchment paper.
2. Heat oil In a large skillet over medium heat. Cook onion until soft, about 5 minutes.
3. Add ground beef and cook until no longer pink; drain fat, if necessary.
4. Add garlic and taco seasoning. Taste and then add salt, if necessary. Cook until meat is well browned and slightly crispy, 5 minutes more.
5. Add refried beans and water and stir until combined. 
6. Spread half the tortilla chips onto the sheet pan and top with dollops of the beef/bean mixture.
7. Spread half the cheese, half the black beans, and half the pickled jalapeños evenly over the chips.
8. Add another layer of chips and repeat.
9. Bake until cheese is melted, about 10 minutes.
10. Scatter the toppings all over the top. Drizzle with sour cream and hot sauce and serve immediately.